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Equity facts & stats
4 sourced facts about home equity and financial equity, each with the context behind the number. 4 more are in today's round and appear here after it closes.
The basics
What was the median net worth of U.S. homeowners in 2024, compared to about $10,000 for renters?
Answerabout $400,000
The wealth gap between homeowners and renters is enormous, and has grown wider over time.
Source: Home-equity market data (via web research) (2024) en.wikipedia.org
Going deeper
About how much total home equity did U.S. homeowners hold as of March 2025?
Answerover $35 trillion
Home equity has surged along with home prices, creating a massive pool of household wealth.
Source: Home-equity market data (via web research) (2025) en.wikipedia.org
Expert level
About how much 'tappable' home equity, the amount that could be borrowed against, existed as of August 2025?
Answerabout $11.6 trillion
Tappable equity is the portion homeowners could borrow while still keeping a 20% equity cushion.
Source: Home-equity market data (via web research) (2025) en.wikipedia.org
The homeowner-renter net worth gap grew by about how much between 1989 and 2022?
Answerabout 70%
The gap between owners' and renters' wealth has been widening for over three decades.
Source: Home-equity market data (via web research) (2022) en.wikipedia.org
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