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Equity facts & stats

4 sourced facts about home equity and financial equity, each with the context behind the number. 4 more are in today's round and appear here after it closes.

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The basics

What was the median net worth of U.S. homeowners in 2024, compared to about $10,000 for renters?

Answerabout $400,000

The wealth gap between homeowners and renters is enormous, and has grown wider over time.

Source: Home-equity market data (via web research) (2024) en.wikipedia.org

Going deeper

About how much total home equity did U.S. homeowners hold as of March 2025?

Answerover $35 trillion

Home equity has surged along with home prices, creating a massive pool of household wealth.

Source: Home-equity market data (via web research) (2025) en.wikipedia.org

Expert level

About how much 'tappable' home equity, the amount that could be borrowed against, existed as of August 2025?

Answerabout $11.6 trillion

Tappable equity is the portion homeowners could borrow while still keeping a 20% equity cushion.

Source: Home-equity market data (via web research) (2025) en.wikipedia.org

The homeowner-renter net worth gap grew by about how much between 1989 and 2022?

Answerabout 70%

The gap between owners' and renters' wealth has been widening for over three decades.

Source: Home-equity market data (via web research) (2022) en.wikipedia.org

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